--- title: K-Protect description: Kornerstone Protect provides valuable rental protection for you and added benefits such as discount health and wellness services. --- - [Merchant Login](https://merchant.uownleasing.com) - [Customer Login](https://portal.kornerstoneliving.com/) [![KL Uown Logo](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/KL%20Uown%20Logo.png?width=170&height=96&name=KL%20Uown%20Logo.png "KL Uown Logo")](https://www.kornerstoneliving.com/home?hsLang=en) - [Find a Store](https://kornerstoneliving.uownleasing.com/find-a-store) - [Solutions](https://kornerstoneliving.uownleasing.com/better-solutions) - [K-Protect](https://kornerstoneliving.uownleasing.com/kprotect) - [About](https://kornerstoneliving.uownleasing.com/about) - [Customer Portal](https://portal.kornerstoneliving.com) - [Merchant Portal](https://merchant.uownleasing.com) [![KL Uown Logo](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/KL%20Uown%20Logo.png?width=170&height=96&name=KL%20Uown%20Logo.png "KL Uown Logo")](https://www.kornerstoneliving.com/home?hsLang=en) - [Find a Store](https://kornerstoneliving.uownleasing.com/find-a-store) - [Solutions](https://kornerstoneliving.uownleasing.com/better-solutions) - [K-Protect](https://kornerstoneliving.uownleasing.com/kprotect) - [About](https://kornerstoneliving.uownleasing.com/about) - [Customer Portal](https://portal.kornerstoneliving.com) - [Merchant Portal](https://merchant.uownleasing.com) [![KL Uown Logo](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/KL%20Uown%20Logo.png?width=200&height=96&name=KL%20Uown%20Logo.png "KL Uown Logo")](https://www.kornerstoneliving.com/home?hsLang=en) - [Find a Store](https://kornerstoneliving.uownleasing.com/find-a-store) - [Solutions](https://kornerstoneliving.uownleasing.com/better-solutions) - [K-Protect](https://kornerstoneliving.uownleasing.com/kprotect) - [About](https://kornerstoneliving.uownleasing.com/about) - [Customer Portal](https://portal.kornerstoneliving.com) - [Merchant Portal](https://merchant.uownleasing.com) ## Kornerstone # **Protect** Provides valuable rental protection for you and added benefits such as discount health and wellness services (not available in Washington), automotive discounts, shopping coupons, and more. **For just $3/week** PLAN NOT AVAILABLE IN THE FOLLOWING STATES: MN, NJ, RI, UT, AND WI [![Enroll Now](https://no-cache.hubspot.com/cta/default/4659227/interactive-146308843166.png)](https://kornerstoneliving.uownleasing.com/hs/cta/wi/redirect?encryptedPayload=AVxigLKdFsUBVN5Dxyqs%2FXTTQ4HF%2B%2FwOtw8NR%2FGaylg2mmdj95r1ROr87r%2F%2BdV5HGeNQ%2FY0YE4SYy8CT3e2IpkcY4BRyzEXCwXl7dqU49fgJ9IZ1%2BRghiGyIyB0xvDWb8F%2BTbEz6IfM8AuPqOE61Tq0TSNVGfgy2kSZNkuwUEoGAFVTdv1oKKSAGcQpoHI%2FtFi%2BRgGdKqXYF4Vpxd%2FknIoda5vwz5RjQgqNJLePHWQYiR0jy%2FZUtUffVDEnh0dhwMcEVdNGcbVXwRidukPWmFoLLN9ztC8gPKeckJSFl9ddtFi3s9e6GH41WZ7uUpH%2Fbbdf%2F7INS0Blrt6%2FCup%2FRohJfKLoSSyTVGjfcdG1cXe4audz321b0v3fvQEc9ecN4mTsHlzqG9keOqDXyBC0fIFd7b92%2Be%2BmuzKWHgYOAvvrZ8XAd%2BIUIU%2F1%2Fx80pTeLbbPLc8GNZF3rC7TdElcfZVk1fY10ox5R8A1YirTXsA1pIBuDW%2BtRpJoVw9W3FamcfEPMb8tY%3D&webInteractiveContentId=146308843166&portalId=4659227&hsLang=en) [![MEMBER LOGIN](https://no-cache.hubspot.com/cta/default/4659227/interactive-179004508073.png)](https://kornerstoneliving.uownleasing.com/hs/cta/wi/redirect?encryptedPayload=AVxigLISkuWju6QqYTBkYUW%2B5ADjc3eryizD5W9LhKSttPG9ELDkip2BxGwiL2hzVGLYCDY3iIogQmObe3NzB25GJCjvYdEuu3EOovQsNzYVgdeWRBY%2FcENf%2FfGSDdW6afocYVxJL49RC1PplMcxOHOMLDXaUszeFv%2F%2FyQSsWE0drciJhnx%2Bm%2FytFrG%2F8F0HM5U8qw%3D%3D&webInteractiveContentId=179004508073&portalId=4659227&hsLang=en) ![protect hero](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/protect%20hero.png?width=600&height=407&name=protect%20hero.png "protect hero")   **[Need a new lease?](https://www.kleverwise.com/home?hsLang=en) ** Check out the most affordable lease-to-own option ## PROTECTION BENEFITS\* **INVOLUNTARY UNEMPLOYMENT PAYMENT WAIVER** If you have a qualified unemployment event, you may have your rental payment(s) waived up to $300 monthly per agreement, until you return to work, have been unemployed for four months or when $1,000 has been waived, whichever occurs first. **RENTAL PROTECTION** **(NOT AVAILABLE IN CALIFORNIA AND WASHINGTON)** This benefit may allow you to rent replacement merchandise with a discount ownership plan so you can continue to rent without starting over should you suffer damage or loss due to theft (with visible signs of forced entry), fire, flood, windstorm or lightning. **RENTAL PROTECTION (ONLY AVAILABLE IN WASHINGTON)** This benefit may allow you to rent replacement merchandise and continue to rent towards ownership without starting over should you suffer a loss resulting from theft, fire, flood, windstorm or lightning. **COURTESY WAIVER (ONLY AVAILABLE IN CALIFORNIA)** This benefit may help your family through a difficult time by having your account balance waived in the event of the untimely passing of an eligible member listed on the agreement(s) \*These benefits are NOT INSURANCE or a SUBSTITUTE FOR INSURANCE. Please see Discount Membership Form for limitations, restrictions and exclusions. [![Enroll Now](https://no-cache.hubspot.com/cta/default/4659227/interactive-146308843166.png)](https://kornerstoneliving.uownleasing.com/hs/cta/wi/redirect?encryptedPayload=AVxigLKdFsUBVN5Dxyqs%2FXTTQ4HF%2B%2FwOtw8NR%2FGaylg2mmdj95r1ROr87r%2F%2BdV5HGeNQ%2FY0YE4SYy8CT3e2IpkcY4BRyzEXCwXl7dqU49fgJ9IZ1%2BRghiGyIyB0xvDWb8F%2BTbEz6IfM8AuPqOE61Tq0TSNVGfgy2kSZNkuwUEoGAFVTdv1oKKSAGcQpoHI%2FtFi%2BRgGdKqXYF4Vpxd%2FknIoda5vwz5RjQgqNJLePHWQYiR0jy%2FZUtUffVDEnh0dhwMcEVdNGcbVXwRidukPWmFoLLN9ztC8gPKeckJSFl9ddtFi3s9e6GH41WZ7uUpH%2Fbbdf%2F7INS0Blrt6%2FCup%2FRohJfKLoSSyTVGjfcdG1cXe4audz321b0v3fvQEc9ecN4mTsHlzqG9keOqDXyBC0fIFd7b92%2Be%2BmuzKWHgYOAvvrZ8XAd%2BIUIU%2F1%2Fx80pTeLbbPLc8GNZF3rC7TdElcfZVk1fY10ox5R8A1YirTXsA1pIBuDW%2BtRpJoVw9W3FamcfEPMb8tY%3D&webInteractiveContentId=146308843166&portalId=4659227&hsLang=en) [![MEMBER LOGIN](https://no-cache.hubspot.com/cta/default/4659227/interactive-179004508073.png)](https://kornerstoneliving.uownleasing.com/hs/cta/wi/redirect?encryptedPayload=AVxigLISkuWju6QqYTBkYUW%2B5ADjc3eryizD5W9LhKSttPG9ELDkip2BxGwiL2hzVGLYCDY3iIogQmObe3NzB25GJCjvYdEuu3EOovQsNzYVgdeWRBY%2FcENf%2FfGSDdW6afocYVxJL49RC1PplMcxOHOMLDXaUszeFv%2F%2FyQSsWE0drciJhnx%2Bm%2FytFrG%2F8F0HM5U8qw%3D%3D&webInteractiveContentId=179004508073&portalId=4659227&hsLang=en) ![svg width=1434 height=969 viewBox=0 0 1434 969 fill=none xmlns=httpwww.w3.org2000svg xmlnsxlink=httpwww.w3.org1999xlink rect width=1434 height=969 fill=url(#pattern0) defs pattern id=pattern0 (4)](https://kornerstoneliving.uownleasing.com/hubfs/svg%20width=1434%20height=969%20viewBox=0%200%201434%20969%20fill=none%20xmlns=httpwww.w3.org2000svg%20xmlnsxlink=httpwww.w3.org1999xlink%20rect%20width=1434%20height=969%20fill=url(%23pattern0)%20defs%20pattern%20id=pattern0%20(4).png "svg width=1434 height=969 viewBox=0 0 1434 969 fill=none xmlns=httpwww.w3.org2000svg xmlnsxlink=httpwww.w3.org1999xlink rect width=1434 height=969 fill=url(#pattern0) defs pattern id=pattern0 (4)") ## DISCOUNT HEALTH AND WELLNESS SERVICES\*\* **24/7 TELEMEDICINE** Consult a medical provider by phone, app or webcam at no additional cost! Call anytime, day or night for medical advice. Prescriptions when medically necessary for common medications can be written. **PRESCRIPTION SAVINGS (OPEN FORMULARY)** Save an average of 31% off the retail price of generic drugs and 15% off the retail price on brand name drugs at retail pharmacies. Simply take your prescription into any of the more than 68,000 participating pharmacies nationwide. **VISION AND EYEWEAR SAVINGS** Save 35% off normal retail prices on frames (complete pair) and 20% off lens add-ons. Participating providers include Pearle Vision, JCPenney Optical, Lenscrafters and more. \*\*These benefits are NOT INSURANCE. Benefits vary by state. Not Available in Washington.   ![4-3](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/4-3.png?width=600&height=407&name=4-3.png "4-3") ![2](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/2.png?width=130&name=2.png "2") #### Dining and Food Discounts ![3](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/3.png?width=130&name=3.png "3") #### Savings on Local and Online Shopping ![8-1](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/8-1.png?width=130&name=8-1.png "8-1") #### Discounts on Professional Services ![9](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/9.png?width=130&name=9.png "9") #### Grocery Discount Coupons ![10](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/10.png?width=130&name=10.png "10") #### Discounted Movie Tickets ![4](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/4.png?width=130&name=4.png "4") #### Roadside Assistance Savings ![12](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/12.png?width=130&name=12.png "12") #### Vehicle Service Savings ![13](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/13.png?width=130&name=13.png "13") #### Rental Automobile Savings ![14](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/14.png?width=130&name=14.png "14") #### Discounted Hotel Lodging Through Choice Hotel ![1](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/1.png?width=130&name=1.png "1") #### Complimentary Legal Consultation and Discounted Attorney Fees ![1800flowers](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/1800flowers.png?width=293&name=1800flowers.png "1800flowers") #### 1-800-flowers.com Discount **Disclosures: The discount medical, health and drug benefits (The Plan) are NOT insurance, a health insurance policy, a Medicare Prescription Drug Plan or a qualified health plan under the Affordable Care Act.** **The Plan provides discounts for certain medical services, pharmaceutical supplies, prescription drugs or medical equipment and supplies offered by providers who have agreed to participate in The Plan. The range of discounts for medical, pharmacy or ancillary services offered under The Plan will vary depending on the type of provider and products or services received. The Plan does not make and is prohibited from making members’ payments to providers for products or services received under The Plan. The Plan member is required and obligated to pay for all discounted prescription drugs, medical and pharmaceutical supplies, services and equipment received under The Plan, but will receive a discount on certain identified medical, pharmaceutical supplies, prescription drugs, medical equipment and supplies from providers in The Plan. The Discount Medical Plan/Discount Plan Organization is Alliance HealthCard of Florida, Inc., 5005 LBJ Freeway, Suite 1500, Dallas, TX 75244. You may call 1-855-849-0523 for more information or visit [kornerstoneprotect.mymemberguide.com/locate](https://kornerstoneprotect.mymemberguide.com/locate) for a list of providers.** The Plan will make available before purchase and upon request, a list of program providers and the providers’ city, state and specialty, located in the member’s service area. Alliance HealthCard of Florida, Inc. does not guarantee the quality of the services or products offered by individual providers. You have the right to cancel your membership at any time. If you cancel your membership within 30 days of receiving your membership card and the membership materials, you are entitled to a full refund of membership fees paid. Please notify Kornerstone by phone at (888) 521-5111 or by email at cs@kornerstonecredit.com to obtain any refund due. **Note to MA consumers:** The Plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. ## Innovative Solutions We are Working on! ![ABC buyingclub](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/ABC%20buyingclub.png?width=460&height=116&name=ABC%20buyingclub.png "ABC buyingclub") #### Membership with cash buying power ![Ride2work](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/Ride2work.png?width=286&height=116&name=Ride2work.png "Ride2work") #### Affordable Long-Term Rental Car ![Kredit builders](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/Kredit%20builders.png?width=249&height=116&name=Kredit%20builders.png "Kredit builders") #### Pay Cash & Build Credit ![Kornerstone Tire Rental](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/Kornerstone%20Tire%20Rental.png?width=387&height=116&name=Kornerstone%20Tire%20Rental.png "Kornerstone Tire Rental") #### Worry Free Tire Rental Program ## Innovative Solutions You Can Use Today! [![Kleverwise by Kornerstone Living](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/Kleverwise%20by%20Kornerstone%20Living.png?width=2000&height=558&name=Kleverwise%20by%20Kornerstone%20Living.png "Kleverwise by Kornerstone Living")](https://www.kleverwise.com/home?hsLang=en) #### Most Affordable Lease-to-own [![prime10](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/prime10.png?width=276&height=116&name=prime10.png "prime10")](https://kornerstoneliving.com/prime10?hsLang=en) #### Premium Rate at Select Retailers ## Join our family of happy customers Call (888) 521-5111 [![KL Uown Logo](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/KL%20Uown%20Logo.png?width=1500&height=330&name=KL%20Uown%20Logo.png "KL Uown Logo")](https://uownleasing.com/) [![MERCHANT LOGIN](https://no-cache.hubspot.com/cta/default/4659227/interactive-142789733815.png)](https://kornerstoneliving.uownleasing.com/hs/cta/wi/redirect?encryptedPayload=AVxigLKu%2Fbao4oSqgxFEr2M0JvtrNXuXAyKTvC%2BI7neBa%2Fx5U306z1AzjjijkVVFJPq2DV1ZXwAvRGyfc31drNPqa%2B67iYEWCYKQjYPP04b3g50SC22DJWl%2FOVTcmwndYbVlHq5%2FX6bcSMijEnlO6x%2BrxeKiVUrcA8VWZ%2B7iVjmhCydeXlfjAg%3D%3D&webInteractiveContentId=142789733815&portalId=4659227&hsLang=en) Merchant Support : Phone: (833) 222- 2112 Email: [rs@kornerstoneliving.com](mailto:rs@kornerstoneliving.com) Mon-Sat: 8am-11pm EST Sun: 11am-11pm EST [![CUSTOMER LOGIN](https://no-cache.hubspot.com/cta/default/4659227/interactive-142789733895.png)](https://kornerstoneliving.uownleasing.com/hs/cta/wi/redirect?encryptedPayload=AVxigLJWDu2CzGVTfL4J89b1SH74jgr9GRw8zFnOn%2F4w0LpDBgFLP23qjEEQ95xDwIzHgy7CbuccKV9RP9ERa0dqqaJdNRjRnAEJ0kxkg%2BtEKQaEpgeWxaW2DjbSJWKiIk5jC9Fkj1L6GIN0h9FkxMq41dY2nw1N2p%2BEZGUocdsSj%2F8FifmuT36%2BIA%3D%3D&webInteractiveContentId=142789733895&portalId=4659227&hsLang=en) Customer Support : Phone: (888) 521-5111 Email: [cs@kornerstoneliving.com](mailto:cs@kornerstoneliving.com) Mon-Fri: 8am-11pm EST / Sat:  9am-11pm EST Sun: 10am-11pm EST **Kornerstone Living:** 406 W South Jordan Parkway #600, South Jordan, UT 84095, USA **Uown Leasing:** 10500 University Center Drive, Suite 150, Tampa, FL 33612, USA   [![Kornerstone Credit, LLC BBB Business Review](https://seal-utah.bbb.org/seals/blue-seal-200-42-bbb-90024434.png)](https://www.bbb.org/us/ut/south-jordan/profile/consumer-finance-companies/kornerstone-credit-llc-1166-90024434/#sealclick)   - [Our Story](https://kornerstoneliving.uownleasing.com/about) - [Better Solutions](https://kornerstoneliving.uownleasing.com/better-solutions) - [K-Protect](https://kornerstoneliving.uownleasing.com/kprotect) - [Privacy Policy](https://kornerstoneliving.uownleasing.com/privacy-policy) - [Terms and Conditions](https://kornerstoneliving.uownleasing.com/terms-and-conditions) ## The advertised service is a rental – or lease-purchase agreement (or in specified states, a rent-to-own agreement; a consumer rental-purchase agreement; a lease agreement with an option to purchase; or a consumer-lease agreement) provided by Kornerstone Living or its affiliates. Not available in MN, NJ, WI or WY. Merchant participating locations only. \*90-day purchase option includes a markup over Cash Price (except for 3-month purchase option in CA). While no credit score is required, Kornerstone Living obtains information from consumer reporting agencies to verify identity in connection with a lease application. Not all applicants are approved. Acquiring ownership through leasing costs more than the retailer’s cash price. See lease for details.   Copyright © Mollie, LLC, dba Uown Leasing dba Kornerstone Living 2025. All Rights Reserved. | [Privacy Policy](https://www.kornerstoneliving.com/privacy-policy?hsLang=en)