--- title: Kornerstone In Home Layaway description: Take home what you need today with Kornerstone's In-Home Layaway option! Make a small initial payment, own your items once all payments are made. --- - [Merchant Login](https://merchant.uownleasing.com) - [Customer Login](https://portal.kornerstoneliving.com/) [![KL Uown Logo](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/KL%20Uown%20Logo.png?width=170&height=96&name=KL%20Uown%20Logo.png "KL Uown Logo")](https://www.kornerstoneliving.com/home?hsLang=en) - [Find a Store](https://kornerstoneliving.uownleasing.com/find-a-store) - [Solutions](https://kornerstoneliving.uownleasing.com/better-solutions) - [K-Protect](https://kornerstoneliving.uownleasing.com/kprotect) - [About](https://kornerstoneliving.uownleasing.com/about) - [Customer Portal](https://portal.kornerstoneliving.com) - [Merchant Portal](https://merchant.uownleasing.com) [![KL Uown Logo](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/KL%20Uown%20Logo.png?width=170&height=96&name=KL%20Uown%20Logo.png "KL Uown Logo")](https://www.kornerstoneliving.com/home?hsLang=en) - [Find a Store](https://kornerstoneliving.uownleasing.com/find-a-store) - [Solutions](https://kornerstoneliving.uownleasing.com/better-solutions) - [K-Protect](https://kornerstoneliving.uownleasing.com/kprotect) - [About](https://kornerstoneliving.uownleasing.com/about) - [Customer Portal](https://portal.kornerstoneliving.com) - [Merchant Portal](https://merchant.uownleasing.com) [![KL Uown Logo](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/KL%20Uown%20Logo.png?width=200&height=96&name=KL%20Uown%20Logo.png "KL Uown Logo")](https://www.kornerstoneliving.com/home?hsLang=en) - [Find a Store](https://kornerstoneliving.uownleasing.com/find-a-store) - [Solutions](https://kornerstoneliving.uownleasing.com/better-solutions) - [K-Protect](https://kornerstoneliving.uownleasing.com/kprotect) - [About](https://kornerstoneliving.uownleasing.com/about) - [Customer Portal](https://portal.kornerstoneliving.com) - [Merchant Portal](https://merchant.uownleasing.com) [![in-home layaway](https://kornerstoneliving.uownleasing.com/hubfs/in-home%20layaway.png "in-home layaway")](https://www.kornerstoneliving.com/find-a-store?hsLang=en) ### How Kornerstone In-Home Layaway works #### 1. Select Your Item(s) Choose your In-Home Layaway items at a Partner store. [Find a Store](https://kornerstoneliving.uownleasing.com/find-a-store?hsLang=en) #### 2. Pay Initial Payment Get your items today with a small initial payment, typically $49. [Find a Store](https://kornerstoneliving.uownleasing.com/find-a-store?hsLang=en) #### 3. Review Payment Plan Your Kornerstone Agreement outlines your payment plan. [Find a Store](https://kornerstoneliving.uownleasing.com/find-a-store?hsLang=en) #### 4. Complete Agreement Upon full payment, you'll gain ownership and receive a paid-in-full letter for your item(s). [Find a Store](https://kornerstoneliving.uownleasing.com/find-a-store?hsLang=en) ## Layaway you take home today! Unlike a traditional layaway (where you pay a deposit, but don’t receive your merchandise until all payments are made), Kornerstone offers an In-Home Layaway option, allowing you to take home what you need today for a small initial payment, and make payments over time. Once all of your payments are made, you fully own the merchandise and are given a letter showing that the items are paid in full. [![Find a Store Near You](https://no-cache.hubspot.com/cta/default/4659227/interactive-148635182224.png)](https://kornerstoneliving.uownleasing.com/hs/cta/wi/redirect?encryptedPayload=AVxigLKC%2F3QsjBzciriWTW3lCXQZqpNtc7Kut5OfW8TDpsTpQBskvJDjJJDEphBmnshQwJXcJ5seSWlirXWkhSJcbR5FqSOCO2jlJHoQRX6xn%2Fg6OVyNbWHLzXjR0gM4dsg1hJmflZ%2Bgd3c5PwP2eOF9Dpo5yFOp7q4pRg2sUYjDbRpJEJHdJVVlwiNeHH%2BNUeO64Lk%3D&webInteractiveContentId=148635182224&portalId=4659227&hsLang=en) # Take it Home Today, Pay over time like a layaway! With Kornerstone's In-Home Layaway you take the items home same-day and pay over time until you gain ownership. So rather than the Retailer keeping your items until it's paid-in-full, you take them home and make small, affordable payments. [![Find a Store Near You](https://no-cache.hubspot.com/cta/default/4659227/interactive-148635182224.png)](https://kornerstoneliving.uownleasing.com/hs/cta/wi/redirect?encryptedPayload=AVxigLKC%2F3QsjBzciriWTW3lCXQZqpNtc7Kut5OfW8TDpsTpQBskvJDjJJDEphBmnshQwJXcJ5seSWlirXWkhSJcbR5FqSOCO2jlJHoQRX6xn%2Fg6OVyNbWHLzXjR0gM4dsg1hJmflZ%2Bgd3c5PwP2eOF9Dpo5yFOp7q4pRg2sUYjDbRpJEJHdJVVlwiNeHH%2BNUeO64Lk%3D&webInteractiveContentId=148635182224&portalId=4659227&hsLang=en) [![Contact us](https://no-cache.hubspot.com/cta/default/4659227/interactive-151490536294.png)](https://kornerstoneliving.uownleasing.com/hs/cta/wi/redirect?encryptedPayload=AVxigLKsK2EZm9JZ9JgtfaZeJJzIOEvGpRDQKCXkuDSdm6wStv2gWr5eNsLt4AinxQ7%2FjsKYLZhtL8nLZEoioHi3wCJ%2Bq7s7E7QyKZcLSoE1RsfKOMMrzUDV16E9o3vjtebHtUc21f%2FRJ86fDDKdDOD%2BJUApKkNKr0GGOFdLmbkzqnwsrOCJdN1m9%2FYM%2ByQUcoE%3D&webInteractiveContentId=151490536294&portalId=4659227&hsLang=en) ![in home layaway](https://kornerstoneliving.uownleasing.com/hubfs/_KornerstoneLiving/apply%20customer%20(1).png "in home layaway") ## Innovative Solutions You Can Use Today! [![Kleverwise by Kornerstone Living](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/Kleverwise%20by%20Kornerstone%20Living.png?width=2000&height=558&name=Kleverwise%20by%20Kornerstone%20Living.png "Kleverwise by Kornerstone Living")](https://www.kleverwise.com/home?hsLang=en) #### Most Affordable Lease-to-own [![RL90 logo relase90](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/RL90%20logo%20relase90.png?width=213&height=116&name=RL90%20logo%20relase90.png "RL90 logo relase90")](https://www.release90.com/?hsLang=en) #### Lease Replacement to Save! [![prime10](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/prime10.png?width=276&height=116&name=prime10.png "prime10")](https://kornerstoneliving.com/prime10?hsLang=en) #### Premium Rate at Select Retailers [![bnpl16 final](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/bnpl16%20final.png?width=334&height=116&name=bnpl16%20final.png "bnpl16 final")](https://kornerstoneliving.com/bnpl16?hsLang=en) #### Buy Now Pay over 16 months ![Blob (2)](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/Blob%20(2).png?width=400&height=271&name=Blob%20(2).png "Blob (2)") ## Get Involved Today ## Join us in our mission to make essential items and services more accessible to all. Get involved today by volunteering, donating time, or spreading the word about our work. [![Contact us](https://no-cache.hubspot.com/cta/default/4659227/interactive-151490536294.png)](https://kornerstoneliving.uownleasing.com/hs/cta/wi/redirect?encryptedPayload=AVxigLKsK2EZm9JZ9JgtfaZeJJzIOEvGpRDQKCXkuDSdm6wStv2gWr5eNsLt4AinxQ7%2FjsKYLZhtL8nLZEoioHi3wCJ%2Bq7s7E7QyKZcLSoE1RsfKOMMrzUDV16E9o3vjtebHtUc21f%2FRJ86fDDKdDOD%2BJUApKkNKr0GGOFdLmbkzqnwsrOCJdN1m9%2FYM%2ByQUcoE%3D&webInteractiveContentId=151490536294&portalId=4659227&hsLang=en) [![KL Uown Logo](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/KL%20Uown%20Logo.png?width=1500&height=330&name=KL%20Uown%20Logo.png "KL Uown Logo")](https://uownleasing.com/) [![MERCHANT LOGIN](https://no-cache.hubspot.com/cta/default/4659227/interactive-142789733815.png)](https://kornerstoneliving.uownleasing.com/hs/cta/wi/redirect?encryptedPayload=AVxigLLNUb0UH52I%2Fu8uFnn9s3a5jWSXX3nDoqaAfFMewGcgRcZ682tzGfghLeKzzJ9xlaGuL8BTjgaew7WNEZg4UR2iz0wrVq3OKvWNiEYufUR%2F938ZTBArn92QspRWpG%2BN%2BXvI2cOrjrtnqGjvXA4yG5wJkqa%2BkdT91DWda%2BIHHqk2u5AytA%3D%3D&webInteractiveContentId=142789733815&portalId=4659227&hsLang=en) Merchant Support : Phone: (833) 222- 2112 Email: [rs@kornerstoneliving.com](mailto:rs@kornerstoneliving.com) Mon-Sat: 8am-11pm EST Sun: 11am-11pm EST [![CUSTOMER LOGIN](https://no-cache.hubspot.com/cta/default/4659227/interactive-142789733895.png)](https://kornerstoneliving.uownleasing.com/hs/cta/wi/redirect?encryptedPayload=AVxigLJ6Q9WJWahYZsEycX8TXCjRirZ92xfSbipfoCTfGljSN0DhGXdWulUheRpdByPx1Phtcmb7QUf%2FTTgJbzx7s02B9ACz678%2Bo7LCps3c7vDXDyN%2BSohrmUkxFoPT1UoV1G33UKwARTZQjnKmn4WG%2B3aaVkUk5eu8xGK4ajhOBzLuW%2Be81XX2kA%3D%3D&webInteractiveContentId=142789733895&portalId=4659227&hsLang=en) Customer Support : Phone: (888) 521-5111 Email: [cs@kornerstoneliving.com](mailto:cs@kornerstoneliving.com) Mon-Fri: 8am-11pm EST / Sat:  9am-11pm EST Sun: 10am-11pm EST **Kornerstone Living:** 406 W South Jordan Parkway #600, South Jordan, UT 84095, USA **Uown Leasing:** 10500 University Center Drive, Suite 150, Tampa, FL 33612, USA   [![Kornerstone Credit, LLC BBB Business Review](https://seal-utah.bbb.org/seals/blue-seal-200-42-bbb-90024434.png)](https://www.bbb.org/us/ut/south-jordan/profile/consumer-finance-companies/kornerstone-credit-llc-1166-90024434/#sealclick)   - [Our Story](https://kornerstoneliving.uownleasing.com/about) - [Better Solutions](https://kornerstoneliving.uownleasing.com/better-solutions) - [K-Protect](https://kornerstoneliving.uownleasing.com/kprotect) - [Privacy Policy](https://kornerstoneliving.uownleasing.com/privacy-policy) - [Terms and Conditions](https://kornerstoneliving.uownleasing.com/terms-and-conditions) ## The advertised service is a rental – or lease-purchase agreement (or in specified states, a rent-to-own agreement; a consumer rental-purchase agreement; a lease agreement with an option to purchase; or a consumer-lease agreement) provided by Kornerstone Living or its affiliates. Not available in MN, NJ, WI or WY. Merchant participating locations only. \*90-day purchase option includes a markup over Cash Price (except for 3-month purchase option in CA). While no credit score is required, Kornerstone Living obtains information from consumer reporting agencies to verify identity in connection with a lease application. Not all applicants are approved. Acquiring ownership through leasing costs more than the retailer’s cash price. See lease for details.   Copyright © Mollie, LLC, dba Uown Leasing dba Kornerstone Living 2025. All Rights Reserved. | [Privacy Policy](https://www.kornerstoneliving.com/privacy-policy?hsLang=en)