--- title: Making Lower Cost No Credit Needed Payment Options Available to All description: Kornerstone Living aims to make essential products more affordable for everyone. Learn about our mission and how we achieve this goal. --- - [Merchant Login](https://merchant.uownleasing.com) - [Customer Login](https://portal.kornerstoneliving.com/) [![KL Uown Logo](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/KL%20Uown%20Logo.png?width=170&height=96&name=KL%20Uown%20Logo.png "KL Uown Logo")](https://www.kornerstoneliving.com/home?hsLang=en) - [Find a Store](https://kornerstoneliving.uownleasing.com/find-a-store) - [Solutions](https://kornerstoneliving.uownleasing.com/better-solutions) - [K-Protect](https://kornerstoneliving.uownleasing.com/kprotect) - [About](https://kornerstoneliving.uownleasing.com/about) - [Customer Portal](https://portal.kornerstoneliving.com) - [Merchant Portal](https://merchant.uownleasing.com) [![KL Uown Logo](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/KL%20Uown%20Logo.png?width=170&height=96&name=KL%20Uown%20Logo.png "KL Uown Logo")](https://www.kornerstoneliving.com/home?hsLang=en) - [Find a Store](https://kornerstoneliving.uownleasing.com/find-a-store) - [Solutions](https://kornerstoneliving.uownleasing.com/better-solutions) - [K-Protect](https://kornerstoneliving.uownleasing.com/kprotect) - [About](https://kornerstoneliving.uownleasing.com/about) - [Customer Portal](https://portal.kornerstoneliving.com) - [Merchant Portal](https://merchant.uownleasing.com) [![KL Uown Logo](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/KL%20Uown%20Logo.png?width=200&height=96&name=KL%20Uown%20Logo.png "KL Uown Logo")](https://www.kornerstoneliving.com/home?hsLang=en) - [Find a Store](https://kornerstoneliving.uownleasing.com/find-a-store) - [Solutions](https://kornerstoneliving.uownleasing.com/better-solutions) - [K-Protect](https://kornerstoneliving.uownleasing.com/kprotect) - [About](https://kornerstoneliving.uownleasing.com/about) - [Customer Portal](https://portal.kornerstoneliving.com) - [Merchant Portal](https://merchant.uownleasing.com) ![Making Lower Cost Finance Options Available to All](https://4659227.fs1.hubspotusercontent-na1.net/hub/4659227/hubfs/Making%20Lower%20Cost%20Finance%20Options%20Available%20to%20All.png?width=1200&length=1200&name=Making%20Lower%20Cost%20Finance%20Options%20Available%20to%20All.png) ![Kornerstone Living - Recognizing & Rewarding Promise Keepers](https://4659227.fs1.hubspotusercontent-na1.net/hub/4659227/hubfs/_KornerstoneLiving/3-4.png?width=1200&length=1200&name=3-4.png) ![Redefining Credit-Worthiness](https://4659227.fs1.hubspotusercontent-na1.net/hub/4659227/hubfs/_KornerstoneLiving/2-Jan-22-2024-08-09-55-2548-PM.png?width=1200&length=1200&name=2-Jan-22-2024-08-09-55-2548-PM.png) ![Kornerstone Living - Recognizing the PRIME in Subprime](https://4659227.fs1.hubspotusercontent-na1.net/hub/4659227/hubfs/_KornerstoneLiving/4-3.png?width=1200&length=1200&name=4-3.png) ![Let Kornerstone Living be your Trusted Source](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/protect%20hero-1.png?width=600&height=407&name=protect%20hero-1.png "Let Kornerstone Living be your Trusted Source") # Let Kornerstone Living be your Trusted Source Redefining Credit Worthiness by Making Affordable Payment Plans Available to All with No Credit Score Needed ## Our Focus ![Kornerstone Living](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/1-1.png?width=1080&height=1080&name=1-1.png) ##### Smart Money Decisions We provide clear, unbiased information and resources to help you understand various financial tools, manage your budget, and make informed decisions to save. [Learn More](https://kornerstoneliving.uownleasing.com/smart-money-decisions?hsLang=en) ![3-1](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/3-1.png?width=1080&height=1080&name=3-1.png) ##### Better Solutions We offer innovative solutions to obtain essential items you need, regardless of your credit history. Our goal is to provide better options with lower cost, flexibility, and full transparency. [Learn More](https://kornerstoneliving.uownleasing.com/better-solutions?hsLang=en) ![Member Rewards](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/icons%20(11).png?width=1080&height=1080&name=icons%20(11).png) ##### Recognize and Reward We believe your community deserves better options. We offer innovative alternatives to the industry's current offerings. [Learn More](https://kornerstoneliving.uownleasing.com/better-solutions?hsLang=en) ![Knowing your Rights](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/2-1.png?width=1080&height=1080&name=2-1.png) ##### Knowing Your Rights We believe knowledge is power. We provide accurate information about your rights and advocate for fair and transparent financial practices. [Learn More](https://kornerstoneliving.uownleasing.com/your-rights?hsLang=en) ## Kornerstone's Impact Since April 2018 ![Kornerstone Living Impact](https://kornerstoneliving.uownleasing.com/hubfs/6-1.png) 0 K+ Quality Appliances ![Kornerstone Living Impact](https://kornerstoneliving.uownleasing.com/hubfs/7-1.png) 0 K+ Safe Tire Installed ![Kornerstone Living Impact](https://kornerstoneliving.uownleasing.com/hubfs/8-2.png) 0 K+ Good Night Rests ![Kornestone Living Impact](https://kornerstoneliving.uownleasing.com/hubfs/9-1.png) 0 K+ Homes Furnished ![4-1](https://kornerstoneliving.uownleasing.com/hubfs/_KornerstoneLiving/4-1.png) $ 0 M+ Investment ![3-2](https://kornerstoneliving.uownleasing.com/hubfs/_KornerstoneLiving/3-2.png) $ 0 M+ Goods Purchased ![2-2](https://kornerstoneliving.uownleasing.com/hubfs/_KornerstoneLiving/2-2.png) 0 K+ Customer Served ![1-2](https://kornerstoneliving.uownleasing.com/hubfs/_KornerstoneLiving/1-2.png) 0 States Operating in ## Innovative Solutions We are Working on! ![ABC buyingclub](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/ABC%20buyingclub.png?width=460&height=116&name=ABC%20buyingclub.png "ABC buyingclub") #### Membership with cash buying power ![Ride2work](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/Ride2work.png?width=286&height=116&name=Ride2work.png "Ride2work") #### Affordable Car Subscriptions ![Kredit builders](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/Kredit%20builders.png?width=249&height=116&name=Kredit%20builders.png "Kredit builders") #### Pay Cash & Build Credit ![Kornerstone Tire Rental](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/_KornerstoneLiving/Kornerstone%20Tire%20Rental.png?width=387&height=116&name=Kornerstone%20Tire%20Rental.png "Kornerstone Tire Rental") #### Worry Free Tire Subscription ## Smart Everyday Money Decisions ![https://4659227.fs1.hubspotusercontent-na1.net/hubfs/4659227/Frugal%20Living%20%2830%29.png](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/Frugal%20Living%20(30).png?width=992&name=Frugal%20Living%20(30).png) Feb 20, 2025, 2:54:09 PM ### Cutting Unnecessary Expenses: How to identify and minimize wasteful spending ![https://4659227.fs1.hubspotusercontent-na1.net/hubfs/4659227/Frugal%20Living%20%2828%29.png](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/Frugal%20Living%20(28).png?width=992&name=Frugal%20Living%20(28).png) Feb 12, 2025, 6:01:24 PM ### The 50/30/20 Rule: Simplified budgeting for financial health. ![https://4659227.fs1.hubspotusercontent-na1.net/hubfs/4659227/Frugal%20Living%20%2826%29.png](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/Frugal%20Living%20(26).png?width=992&name=Frugal%20Living%20(26).png) Feb 3, 2025, 2:06:44 PM ### Understanding Credit Scores: Why they matter and how to improve yours. ![https://4659227.fs1.hubspotusercontent-na1.net/hubfs/4659227/Frugal%20Living%20%2824%29.png](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/Frugal%20Living%20(24).png?width=992&name=Frugal%20Living%20(24).png) Jan 31, 2025, 2:23:54 PM ### Emergency Funds 101: How much to save and where to keep it. ![https://4659227.fs1.hubspotusercontent-na1.net/hubfs/4659227/Frugal%20Living%20%2822%29.png](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/Frugal%20Living%20(22).png?width=992&name=Frugal%20Living%20(22).png) Jan 21, 2025, 1:13:57 PM ### Creating a Budget That Works for You: Step-by-step guide for beginners. [![KL Uown Logo](https://kornerstoneliving.uownleasing.com/hs-fs/hubfs/KL%20Uown%20Logo.png?width=1500&height=330&name=KL%20Uown%20Logo.png "KL Uown Logo")](https://uownleasing.com/) [![MERCHANT LOGIN](https://no-cache.hubspot.com/cta/default/4659227/interactive-142789733815.png)](https://kornerstoneliving.uownleasing.com/hs/cta/wi/redirect?encryptedPayload=AVxigLLQDCECkkGDs8ef%2BhWHTMtZw9V6OEtGqvIXSPCLMLKaZDcFA8YXDcUNiMOE4jzcI0aGxGtRO5dewiiEMW7uCq19woKYlkJpFIB0lGbfUv%2B6iFH7M42eKnJ1cp1%2BWNzsK2yT4GGTYF4VW89wjhRQXi%2FfpvM9KHXAStBENvz7dczL9dD%2FTQ%3D%3D&webInteractiveContentId=142789733815&portalId=4659227&hsLang=en) Merchant Support : Phone: (833) 222- 2112 Email: [rs@kornerstoneliving.com](mailto:rs@kornerstoneliving.com) Mon-Sat: 8am-11pm EST Sun: 11am-11pm EST [![CUSTOMER LOGIN](https://no-cache.hubspot.com/cta/default/4659227/interactive-142789733895.png)](https://kornerstoneliving.uownleasing.com/hs/cta/wi/redirect?encryptedPayload=AVxigLJDisBCS1H1NXOJ5NxPNeafEWkRDCwZlnATrJK%2Fk2y4FwqjCAIiHTC6lrC7Vlw4dfeFPCyuXBCnULN%2BtTQA2Fn12eEMDQWiFFEJN%2FHmtWiXyG08WUJdZLylqfF56xMjosSPEnpR8s1liJdoZFbkSRd9PDuCZrj1wL%2BaDx8Ya3vLLa87FYREXw%3D%3D&webInteractiveContentId=142789733895&portalId=4659227&hsLang=en) Customer Support : Phone: (888) 521-5111 Email: [cs@kornerstoneliving.com](mailto:cs@kornerstoneliving.com) Mon-Fri: 8am-11pm EST / Sat:  9am-11pm EST Sun: 10am-11pm EST **Kornerstone Living:** 406 W South Jordan Parkway #600, South Jordan, UT 84095, USA **Uown Leasing:** 10500 University Center Drive, Suite 150, Tampa, FL 33612, USA   [![Kornerstone Credit, LLC BBB Business Review](https://seal-utah.bbb.org/seals/blue-seal-200-42-bbb-90024434.png)](https://www.bbb.org/us/ut/south-jordan/profile/consumer-finance-companies/kornerstone-credit-llc-1166-90024434/#sealclick)   - [Our Story](https://kornerstoneliving.uownleasing.com/about) - [Better Solutions](https://kornerstoneliving.uownleasing.com/better-solutions) - [K-Protect](https://kornerstoneliving.uownleasing.com/kprotect) - [Privacy Policy](https://kornerstoneliving.uownleasing.com/privacy-policy) - [Terms and Conditions](https://kornerstoneliving.uownleasing.com/terms-and-conditions) ## The advertised service is a rental – or lease-purchase agreement (or in specified states, a rent-to-own agreement; a consumer rental-purchase agreement; a lease agreement with an option to purchase; or a consumer-lease agreement) provided by Kornerstone Living or its affiliates. Not available in MN, NJ, WI or WY. Merchant participating locations only. \*90-day purchase option includes a markup over Cash Price (except for 3-month purchase option in CA). While no credit score is required, Kornerstone Living obtains information from consumer reporting agencies to verify identity in connection with a lease application. Not all applicants are approved. Acquiring ownership through leasing costs more than the retailer’s cash price. See lease for details.   Copyright © Mollie, LLC, dba Uown Leasing dba Kornerstone Living 2025. All Rights Reserved. | [Privacy Policy](https://www.kornerstoneliving.com/privacy-policy?hsLang=en)